Just like every individual is unique, so is your investment strategy. At Lakeman Financial, we take away the hassle of financial management so you can focus on more important things.

Financial Planning

Financial planning is an assessment of your overall financial standing and the development of long term financial goals. Financial planning covers many areas and can include saving for a new home, reducing debt, building an emergency fund, accumulating retirement assets, saving for a child’s college fund, estate planning or creating tax efficiency.

Portfolio Management

Portfolio management is where we create and recommend portfolios of stocks, bonds, mutual funds, exchange-traded funds (ETFs) or alternative investments to meet your investment objectives. We are focused on meeting your needs by always reflecting current market conditions.

Cash Flow Planning

Our goal is keep you financially healthy. A successful cash flow plan takes your fixed expenses into consideration and helps prepare you for major life events. It’s incredibly important to recognize your cash flow needs and their timing. Once you know what costs you’ll need to cover when, money can be set aside or pulled from your investments to help carry you through times in need.

Asset Allocation and Diversification

While asset allocation and diversification are often used in the same sentence, they are very different strategies. Asset Allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio’s assets according to an individual’s goals, risk tolerance and investment horizon.

Diversification is an investment strategy that aims to reduce risk while maximizing return. It does this by spreading exposure to several different asset classes and within each asset class.

Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.

The key to successful planning is putting people first. We work with you one-on-one to develop a strategy to plan for your future.